See invoice summaries, tap into business reports, receive payment notifications and more using our highly-rated, free mobile app, available on iOS and Android. Enable invoice payments by credit card for a pay-as-you-go fee as low as 2.9% + 60¢, and watch the money roll in. Quickly build project estimates and professional invoices that reflect your business.

Wave’s smart dashboard organizes your income, expenses, payments, and invoices. Track your income and expenses, easily and for free, with Wave’s accounting software. Wave Money is currently available to single-owner businesses in the United States with a Wave account. Once you create an account, we’ll notify all new eligible businesses by email. You’ll be able to download the Wave mobile app directly from your email or you can learn more within your Wave account. Easily create, customize, and send professional invoices while on-the-go.

  • We’ll ask you to verify your identity, answer a few questions about your business, and where you’d like the deposits to go.
  • After creating your account, everything’s set up so you can get started right away.
  • All payments are subject to a risk review and periodic credit risk assessments are done on business owners because we need to cover our butts (and yours).
  • Your data is always available, and it’s backed up for extra peace of mind.

Avoid any tax season nightmares with more accurate books, records, and reports. After creating your account, everything’s set up so you can get started right away. Your data is always available, and it’s backed up for extra peace of mind.

Upload your logo, add customer info, share notes, and set net payment terms with ease. Accounting software like Wave can also seamlessly connect with your bank accounts so you can automate tasks like recording transactions and generating reports. This can help you save time and make financial decisions quickly. Ditching spreadsheets for business accounting software can help you organize your financial documents and statements, reduce headaches during tax season, and remove unnecessary manual work. You can connect nearly 10,000 different bank and credit card accounts with Wave, so your financial transactions import automatically to make your bookkeeping simple. The transactions will appear in your bookkeeping automatically, and you can say goodbye to manual receipt entry.

Data Used to Track You

It’s been one of the best decisions I’ve made when it comes to making sure my accounting is on point. If you’re an existing Wave customer and have already been invited, you’ll be able to learn more and sign up within your Wave account under your Banking tab. The developer, Wave Financial Inc, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

  • Wave is one-stop money management for small business owners.
  • Previously scanned receipt images will continue to exist in your Wave account as expense transactions.
  • Save time chasing customers by setting up automatic payment reminders.
  • Quickly build project estimates and professional invoices that reflect your business.

These features help keep our invoicing, accounting, and business banking (currently only available to sole proprietors in the US) free. These features help keep our invoicing, and accounting, free. Our accounting and invoicing features are currently free. If you’re interested in using payroll software, you can start a free 30-day trial when you sign up for Wave. Electronic invoices are created with online invoicing software or other cloud-based services, which makes it easy to automate the invoicing process.

Priced right for small businesses

See pending and completed payments from project-based and quarterly clients in one dashboard to identify revenue ebbs and flows and plan accordingly. A common issue when invoicing in Microsoft Word, Excel, or other DIY solutions is making calculation errors. Wave’s invoicing software for small businesses removes the worry of making these errors because calculations are done for you, including the taxes.

Smile, your receipts are on camera!

Give your customers the option of paying with one click using a credit card, bank transfer, or Apple Pay. Wave is one-stop money management for small business owners. Once you’re approved, you can turn payments on or off for any invoice, or pick default settings for all invoices. Make it easier for your customers to pay you right from their bank account. If you’re on-the-go, you can also send invoices from your phone or other mobile device using the Wave app.

Automated invoicing

Your deposit times may vary based on your financial institution. All payments are subject to a risk review and periodic credit risk assessments are done on business owners because we need to cover our butts (and yours). In some cases, we may hold funds and request more information if we need it for the protection of your business and Wave’s. Create beautiful invoices, accept online payments, and make accounting easy—all in one place—with Wave’s suite of money tools.

App Privacy

After creating your account, everything is set up so you can get started. Your data is always available, and backed up for extra peace of mind. Our bookkeeping and banking tools can be used separately or together for maximum control of your business finances. Easily monitor and keep track of what’s going on in your business with the intuitive dashboard.

Money management app on iOS and Android

With the Wave Money business banking account, managing your business finances is a breeze. We provide different levels of support for customers who use different features and services from Wave. Full details on how Wave support works are available here. Wave invoices are integrated with our free accounting cloud accounting software, so payments are recorded and categorized for you – which means less bookkeeping and tax season prep. Wave’s mobile receipts feature lets you instantly input expenses into Wave. Allow your customers to pay your invoices immediately via credit card, secure bank payment (ACH/EFT), or Apple Pay.

When equipped with the right accounting software, you can do more than just basic bookkeeping. You can effectively analyze the financial health of your business, find ways to generate more profit, and move forward with your business plan. Bank data connections are read-only and use 256-bit encryption. Servers are housed under physical and electronic protection. Wave is PCI Level-1 certified for handling credit card and bank account information. When everything is neatly where it belongs, tax time is simple.